Thames Kay Consultancy LLCCash visibility and covenant discipline.
Covenants, cash and the banking relationships — watched by a principal who has sat inside bank credit committees.
Cash under control, banks kept calm.
We get cash flow visible and under control, watch loan conditions so nothing is breached by surprise, build board-quality financial reports, manage the banking relationships, and plan funding needs before they become urgent. This is transaction-side advisory — for ongoing fractional finance leadership, see CFO Support Services.
Core deliverables
At a glance
Pairs with
Cash, not profit, decides survival.
Profit doesn't equal cash
Profitable companies still die from running out of cash.
Accidental breaches trigger crises
Breaking a loan condition by accident can trigger a crisis.
Weak reports spook banks
Weak reports make banks nervous exactly when you need them calm.
What we deliver.
Cash flow visibility
Get cash flow visible and under control.
Covenant monitoring
Watch loan conditions so nothing is breached by surprise.
Board reporting
Build board-quality financial reports.
Banking relationships
Manage the banking relationships.
Funding planning
Plan funding needs before they become urgent.
Diagnose → Fix → Monitor → Report.
Diagnose
- Cash flow and covenant review
Fix
- Cash control implementation
Monitor & Report
- Covenant monitoring
- Board-quality reporting
Always know your cash position.
Start with a free discovery session — a cash and covenant health check before anything is scoped.
Book a consultation